Twenty five towns, ranked by what the weather does to them

Base is Exeter, which puts most of Devon inside an hour and a good part of Cornwall, Somerset and Dorset inside two. Travel inside that range is part of the fixed price rather than a line item added afterwards.

Each page below covers how exposed that town actually is, what tends to fail there in a storm, and what that means for the evidence a claim needs. Coastal and the most exposed towns are listed first, because they are where the weather lands hardest and where the flight usually has to happen fastest.

If your town is not listed, it is still worth asking. Coverage follows where storm damage actually happens, and that list grows.